VCC does work. However, some agents offer the 4-month VCC and the 1-year VCC. Each claims for his own pros. Never know which is the best. Try googling.
details on bank account or vcc do not have to match paypal details. i use bank accounts and vcc's for all of my stealth accounts and none of the details match, they all work just fine.
paypal name and credit card name do not have to match! check which countries offer credit card verification cos some require bank account to be added too!