paypal sucks ( please help)

Discussion in 'General Chat' started by chunnumunnu, Oct 10, 2008.

  1. #1
    hello today i recieved a payment from a person and paypal says that " that money is on hold" what to do now . its never happened before. even for much bigger amount :( please help me

    i already contacted paypal but no reply.

    and why there is big difference between paypal exchange and market exchange rate

    for example paypal show 1$ = 46 INR , but actual market price is 1$ = 49 INR .
     
    chunnumunnu, Oct 10, 2008 IP
  2. thefandango

    thefandango Active Member

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    #2
    Their exchange rate is so poor because PEOPLE KEEP USING THEIR COMPANY AND ALLOWING THEM TO KEEP IT LOW. Jesus.
     
    thefandango, Oct 10, 2008 IP
  3. getjimmy

    getjimmy Prominent Member

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    #3
    Sometimes paypal holds funds for investigation,they may even reverse the funds after few days.

    Ya paypal give their own rate,thats the way they make money.
     
    getjimmy, Oct 10, 2008 IP
  4. IwhiC

    IwhiC Peon

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    #4
    Most likely paypal suspected fraud on the payment so in most cases you will not get that money so I would not ship the item or if you have there is not much you can do at this time just provide paypal with all the details that they want,.
     
    IwhiC, Oct 10, 2008 IP
  5. gr8liverpoolfan

    gr8liverpoolfan Notable Member

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    #5
    There is a reason why they want to keep the funds on hold. It is part of ensuring that their system is clean, and is not being used for any nefarious purposes.

    PayPal is a profit making organisation. They won't exchange at the market rate, but at something lower than that.
     
    gr8liverpoolfan, Oct 10, 2008 IP
  6. wisdomtool

    wisdomtool Moderator Staff

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    #6
    They have to be cautious, or they may end up as what E-Gold had faced earlier on. People use it because it is still the best that they can get. It is a democratic world however, those who don't like Pay pal can choose not to use it.

     
    wisdomtool, Oct 10, 2008 IP
  7. chunnumunnu

    chunnumunnu Active Member

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    #7
    there is a nearly 4% difference in their exchange. they charge 25$ on 500 $ it mean 5% here.
    and 1% on their service for checks and other things. total 10% of total amount..

    you don;t think that 10% is really big amount for their commision
     
    chunnumunnu, Oct 10, 2008 IP
  8. Umesh281

    Umesh281 Peon

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    #8
    If you have received $100 payment then the charges are like:-
    $4.20 as Fee means = 95.8

    Now you need to withdraw this amount then again you have to pay - $15.
    If you are from India then you will get an exchange rate of 1$ = 46.62 (Current) instead of $49.30 means you loose a total = Rs 268 means $5.74

    let's add up now : 4.20 + 5.74 + 15 = $24.95 :D this is what you get from a $100 payment .. Shocking hmm...:eek: but this is what paypal does .. and you have nothing to do :p coz. Pay Pal is Best and we must pay for it's monopoly.
     
    Umesh281, Oct 10, 2008 IP
    wisdomtool likes this.
  9. gr8liverpoolfan

    gr8liverpoolfan Notable Member

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    #9
    Are you sure that you are charged $15 for withdrawal in your country ?
     
    gr8liverpoolfan, Oct 11, 2008 IP
  10. getjimmy

    getjimmy Prominent Member

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    #10
    They charge around $5 if we withdraw less than 7k INR.
     
    getjimmy, Oct 11, 2008 IP
  11. GotWebHost

    GotWebHost Peon

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    #11
    You are lucky. I had someone Paypal me about $1,500 and a month later Paypal said they wanted it back. I kept my money, but lost my account.
     
    GotWebHost, Oct 11, 2008 IP
  12. gr8liverpoolfan

    gr8liverpoolfan Notable Member

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    #12
    So in the case cited above, the fee would be $5 and not $15 right ?

    So you lose $4.2 + $5 = $9.2 (+ a virtual loss of $5.74)
     
    gr8liverpoolfan, Oct 11, 2008 IP
  13. getjimmy

    getjimmy Prominent Member

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    #13
    Yes $5 fee only if withdrawing less than 7k INR.
     
    getjimmy, Oct 11, 2008 IP
  14. cool_78

    cool_78 Guest

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    #14
    We have no choice but to accept that exchange rate if we want to withdraw money from paypal, otherwise we could sell it to our countrymen at a higher rate, that's what I do for smaller amounts.
     
    cool_78, Oct 12, 2008 IP
  15. Robbie Foster

    Robbie Foster Banned

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    #15
    Touch wood but till now I never faced such problems with paypal. I always withdraw more then $200 from my paypal account so they don't charge me anything. I just have to pay nearly 2.9% commission when I receive money in my paypal account and nothing more then this. :)
     
    Robbie Foster, Oct 12, 2008 IP
  16. chunnumunnu

    chunnumunnu Active Member

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    #16
    yeah 5$ for less than 7000 INR. but their exchange rate has big difference between market price and their own price. they are charging around 5 % when we recieve funds. support 0/10 for me. what is their contact address. i contacted them via
     
    chunnumunnu, Oct 12, 2008 IP
  17. ProudMillers

    ProudMillers Banned

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    #17
    was this an ebay transaction? As if it was paypal will release it to you once you tell them tracking number. if not then I don't know why the heck they would hold YOUR money...
     
    ProudMillers, Oct 12, 2008 IP