hello. paypal provide advanced securities settings to ensure your account safety. PayPal offers verification process to improve sellers' reputation, including bank and address confirmation. Financial information is verified before a seller account becomes verified. However, your account can still be at stake, such as phishing or spyware issues. This area of PayPal problems require your own alertness. It is very important for you to access PayPal sites from the official homepage, and install antivirus and firewall program for Internet securities. Keep them up-to-date with latest definitions to combat against latest trojan threats. You should also be cautious about email asking for your private information. Thankyou.