I have a PayPal Web Payments Pro and PayPal has set a rolling reserve of 30% for 90 days for all transactions processed. Basically, they are holding 30% of all the payments I receive for 90 days and then release the funds to me. I understand chargebacks are so common these days and that merchant account companies are afraid to lose money, but I think 30% for 90 days is a little ridiculous. Anyone else use PayPal and have a rolling reserve as well? Do they ever remove it or decrease it?