Paypal question

Discussion in 'PayPal' started by dmi, Jan 21, 2008.

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  1. #1
    Hi there,

    This is the first time I use Paypal... Maybe it sounds funny, but I've always used Moneybookers instead. I have verified it and now I'm kind of confused.

    When I click on Add Funds, there is only one option:
    Transfer Funds From a Bank Account in the United States. Since I don't live in the US, I don't have an US bank account. I thought I could add money from my credit card that I verified!?!? Or no? How can I add funds in the first place since there is only this one option?

    On Moneybookers I just upload the funds and then I spend them. No big deal.

    How do I do it here? Maybe I don't have to add funds? I just go and buy stuff and although the account balance is 0, it will just change the money I spend from my credit card?

    I hope you can understand what I wrote.

    Thanks.
     
    dmi, Jan 21, 2008 IP
  2. whybanned

    whybanned Banned

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    #2
    stay away from Gaypal
     
    whybanned, Jan 21, 2008 IP
  3. eddy2099

    eddy2099 Peon

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    #3
    If you are not from the US then you do not need to add funds to Paypal. Unlike Moneybookers which require you to load funds up, Paypal works as a pass-through service. It means that all you need to do is to attach a credit card to your paypal account and when you make a purchase, it will first utilize existing paypal balances and if there isn't any, it would use your credit card to pay.

    This is one major advantage as you do not need to lock up funds in your account and just pay exactly what is needed.
     
    eddy2099, Jan 21, 2008 IP
  4. ExtremistOak

    ExtremistOak Well-Known Member

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    #4
    You can attache CC but most people like funds so no chargeback can be done
     
    ExtremistOak, Jan 21, 2008 IP
  5. whybanned

    whybanned Banned

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    #5
    GayPal is the most dangerous site
     
    whybanned, Jan 21, 2008 IP
  6. Terano

    Terano Banned

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    #6
    As far I know, If you dont have any balance in your paypal / it is zero balance, it will be automaticly charge your credi card if you make payment.
     
    Terano, Jan 21, 2008 IP
  7. DayDreamer

    DayDreamer Peon

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    #7
    i think its safer not to attach CC
    verify using VCC
     
    DayDreamer, Jan 21, 2008 IP
  8. hav0c

    hav0c Notable Member

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    #8
    It's safe to add a credit card in PayPal. I have two and haven't had a problem. VCC verification will only get you so far without a problem so it really shouldn't be dependant on.
     
    hav0c, Jan 21, 2008 IP
  9. Pervert-For-Life

    Pervert-For-Life Banned

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    #9
    i have added my credit cards on my paypal and so far i did not have any problem... and i think it is safe to use CC's because i can always call my CC provider and ask for file a Chargeback if something goes wrong... but VCC's are not bad either except you cannot use it to buy things when you have 0 balance...
     
    Pervert-For-Life, Jan 22, 2008 IP
  10. pamminikin

    pamminikin Peon

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    #10
    Paypal, from a merchant standpoint, makes me nuts. I'm in a business and have two or three accounts. Invariably Paypal has some sort of fraud protection set up so that I can't even pay my vendor, even if I want to. I wish people would give me more than one choice in paying them.
     
    pamminikin, Jan 22, 2008 IP