Hi, I've a website in development, I would post but I'll probably get banned or something but anyway its selling online gaming tokens and is a high risk product to sell due to it being intangible in nature and the problem as we know is that paypal offer zero seller protection so the scammer wins the second he does his little chargeback. So, Ive applied for paypal pro and its pending, good change of getting it I am told however do any of you know how this works if the customer doesnt have a card on file, does it just revert back to standard paypal and therefore scammers can get through again.....on ebay at least you can check the ebay against the paypal address but when its www you cant even if PP claim they have awesome filters etc cheers guys