Paypal Personal Payment

Discussion in 'PayPal' started by bdprem.com, Dec 5, 2009.

  1. #1
    Do you have any clear concept about paypal personal payment? What is the meaning of personal payment?
    We use paypal personal payment for save our transaction fee. But, what actually the paypal personal payment is? Can anybody please describe me? For paypal personal payment, my questions are:
    1. Is it possible to open dispute on paypal personal payment?
    2. If anybody open dispute after payment from personal option, you may answer, its not possible to open dispute, because, its a personal payment. Because, its your own money. They just take it cash & fund you on paypal. Is it possible?
    3. What is the rules of paypal personal payment.
    4. When you use this options?
     
    bdprem.com, Dec 5, 2009 IP
  2. Digital_shubhi

    Digital_shubhi Illustrious Member

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    #2
    Well, I think there is some limited time like 4 or 5 days to open a dispute on a Personal payment.
    After that you can't do anything.

    - Mr.President -
     
    Digital_shubhi, Dec 5, 2009 IP
  3. Bohra

    Bohra Prominent Member

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    #3
    i think you can open a dispute only if ur paypal was hacked and payment was made
     
    Bohra, Dec 5, 2009 IP
  4. mentos

    mentos Prominent Member

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    #4
    1. Is it possible to open dispute on paypal personal payment?
    Yes.

    2. If anybody open dispute after payment from personal option, you may answer, its not possible to open dispute, because, its a personal payment. Because, its your own money. They just take it cash & fund you on paypal. Is it possible?
    No coz any payment deal using PP must be follow PP rules.

    3. What is the rules of paypal personal payment.
    Just for personal usage such as shared expense at restaurant.

    4. When you use this options?
    When deal with non business transaction.
     
    mentos, Dec 6, 2009 IP
    Radz likes this.
  5. Moses8595

    Moses8595 Peon

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    #5
    1. It is possible to open dispute on paypal personal payment?
    2. Absolutely impossible!

    4. This option is just for receive the money from family & friends
     
    Moses8595, Dec 6, 2009 IP
  6. RightMan

    RightMan Notable Member

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    #6
    To get a simple yet broad view on this, it would be suffice to say that personal accounts are devised to facilitate easy transfer of money between family and friends.

    This is the same reason why I do not understand why Paypal allows chargeback on personal payments? :confused:
    I mean... why would anybody need to charge back, money given to family/friends! :eek: :(

    Regards,

    RightMan
     
    RightMan, Dec 6, 2009 IP
  7. bryanon

    bryanon Well-Known Member

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    #7
    When dealing with personal payments, the only reason for a chargeback/dispute can be "Unauthorized transaction". This also answers your second question - why would anybody want to charge back money given to friends or family.
     
    bryanon, Dec 6, 2009 IP
  8. robertu06

    robertu06 Peon

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    #8
    If you are using paypal for business, you need to upgrade your personal account to premier or business
     
    robertu06, Dec 6, 2009 IP
  9. prettybomb2008

    prettybomb2008 Peon

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    #9
    Yeah I do agree with you I cant understand why Paypal allows personal payment chargeback ..when such funds may come from friends and relatives and for personal use only...But I guess paypal knows a lot of freelancers and other small business man uses personal paypal payment already to received funds
     
    prettybomb2008, Dec 6, 2009 IP
  10. RightMan

    RightMan Notable Member

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    #10
    I overlooked one very important aspect of internet transfers which is unauthorized usage and Bryanon has very correctly stated why there is a need to have charge backs even for personal accounts! :)

    Regards,

    RightMan
     
    RightMan, Dec 6, 2009 IP
  11. sousen

    sousen Active Member

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    #11
    1. Is it possible to open dispute on PayPal personal payment?
    Ans: No, It's not possible, because this option for sending money friend and family

    2. If anybody open dispute after payment from personal option, you may answer, its not possible to open dispute, because, its a personal payment. Because, its your own money. They just take it cash & fund you on PayPal. Is it possible?
    Ans: This is not possible at all


    3. What is the rules of PayPal personal payment.

    Ans: Rules are the same as other payment only difference is sender have to pay transaction fees and it's bit low compare then business transaction

    4. When you use these options?
    Ans: You can use whenever you want, but better use only when you sending money to friend or family because if you use this option for business and after completion of transctin if you want to open disputer you can’t

    I answer the above best of my knowledge and if newly PayPal change their T&C I'm sorry for any mistake
     
    sousen, Dec 7, 2009 IP