I could not care less about the OP or their +/- $50. I was merely pointing out to people that contracts entered into by minors are, in many instances, voidable by the minor. It would never be used in this situation because of the tiny amount at stake. But there are many instances where adults take advantage of minors in business situations. In those cases, the minor has a legal defense or can even sue affirmatively for relief. These are where someone scams a minor out of his $10,000 baseball card collection for $50. The minor can void the contract. And yes, this applies to minors who were sent credit card applications and then subsequently spent money on that credit card. The companies have no business soliciting minors for credit cards. You expect a minor to exercise sound judgment - when it is their lack of judgment that is the precise reason they are not allowed to contract. I am almost never speaking about a specific factual situation on this forum. There are too many variables and not enough facts. I try to give general comments and correct misstatements of the law when they are made. I was not advising or suggesting that he try to avoid his responsibility for paying what he owes. The OP should just pay the money he used and owes. PayPal won't sue him and he won't sue them, they will just call and harass him for a while. Nobody is going to jail, nobody committed a crime. While he may have lied about his age, it is his stiffing paypal, not his age that is an issue. Legally, he could probably get out of it. But it would end up costing him far more than just paying the $50 he owes.