Greetings, I am about to integrate a payment system for my website. We have a couple options and would like your advice on what you think the best option is. 1. What I might do is have a section where the user can add money to their account. If the user tries to add a standard / premium business without money in their account, we can generate an error message saying that money has to be in their account before their business information can be processed and direct them to the page where they can send us money. Advantages include: - Easier Coding - Money will already be sent to us when we verify the business - People may purchase more if they have money in their account like super-user access down the road. Disadvantages Include: - If somebody sends us money or too much and does not want to purchase something, we would have to handle refunds of money. - Some people may like sending money after they fill out forms like the add a business. 2. I could try to implement it right after the add a business form. Advantages Include: - No Refunds - Better flow for some people (pay as you go) Disadvantages Include: - Harder coding What do you guys think? Thanks in advance for any advice. Sincerely, Travis Walters