phishing is not the only way to scam you..... there is one more dirty way to scam me and i suffer it.... if someone want to scam me,, then they will send money to you using there credit card and then later file a chargeback and you will lost a huge amount in fees... so imagine if 5 peoples send you money through there card and file a chargeback then can you imagine how much mnoey you will lost? i know how it feel when paypal take the fees out of my credit card... that is why i remove my card from paypal and get again unverified lolol.... just dont ask how much pain it cause me to lose my own money.... this is a preplaned scammed done to me to cause me pain...