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Paypal echeck refund - is it possible

Discussion in 'PayPal' started by rentdn, Mar 2, 2008.

  1. #1
    Hello , recently I've sell a domain to a person who have contacted with me thru whois info . He paid me via paypal's echeck and I pushed the domain . I wonder can he request back the funds ?

    Thanks
     
    rentdn, Mar 2, 2008 IP
  2. hav0c

    hav0c Notable Member

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    #2
    He could file a dispute with PayPal. Being a digital item, it's 50/50 on who would win the dispute if such an incident were to occur.
     
    hav0c, Mar 2, 2008 IP
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  3. getjimmy

    getjimmy Prominent Member

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    #3
    He can file a dispute with his bank/CC company,and 99% of times paypal will reverse the money to his account.
     
    getjimmy, Mar 2, 2008 IP
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  4. rentdn

    rentdn Well-Known Member

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    #4
    Thanks for info guys
     
    rentdn, Mar 2, 2008 IP
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  5. Pervert-For-Life

    Pervert-For-Life Banned

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    #5
    yes echecks are also can be reversed.... but for a limited period of time... something from 90 to 180 days... but i am not sure how many days.. i think 90 days period... and also in future dont accept echecks because most of the time they dont clear....echecks are dirty...
     
    Pervert-For-Life, Mar 2, 2008 IP
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  6. hav0c

    hav0c Notable Member

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    #6
    You must be doing purchase with the wrong people. eChecks aren't "dirty" and they're basically the same as a normal check. They are directly funded from the persons bank account and the only way that they won't clear, is if the sender has insufficient funds. I've paid with them before and others have paid me with them and there has never been a problem.
     
    hav0c, Mar 2, 2008 IP
  7. titahost

    titahost Peon

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    #7
    E-Checks Are Pretty Safe and as hav0c right said, they are not cleared only due to insufficient balance.
     
    titahost, Mar 2, 2008 IP
  8. eddy2099

    eddy2099 Peon

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    #8
    What is important is not to do anything until the echeck is cleared.

    I believe that echecks are not reversible per se which means that if the money is there in the account, it would inevitable can transfered from the buyer's paypal account and thereby pays into your account. However, like any paypal transaction, the buyer has the right to raise a dispute where both you and the customer can work out a resolution and failing which, paypal will decide. Like checks, echecks are not reversible like credit card chargeback. It thus means that the seller has a fighting chance to keep the money if a dispute is raise if you can convince paypal that you are in the right.
     
    eddy2099, Mar 2, 2008 IP
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  9. rentdn

    rentdn Well-Known Member

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    #9
    Well actually funds are cleared , i mean after that

    Thanks for info
     
    rentdn, Mar 2, 2008 IP
  10. lpstong

    lpstong Notable Member

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    #10
    Yup. Bingo. Make it clear that you will only push as soon as the echeck clears.
     
    lpstong, Mar 2, 2008 IP
  11. l0ng2111

    l0ng2111 Active Member

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    #11
    can US personal check after being deposited into my bank account, can it be charged back? i was thinkg of offering personal check payment.
    I also dont understand why most require a certified check or cashier check etc...
     
    l0ng2111, Mar 5, 2008 IP
  12. hav0c

    hav0c Notable Member

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    #12
    Not from my knowledge. At most, they could place a stop payment before the check clears.
     
    hav0c, Mar 5, 2008 IP
  13. JacobNix

    JacobNix Peon

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    #13
    just received a payment from my customer through my website
    that was an e-check from paypal
    at first was a bit afraid of that , as it extremely seemed fishy to me
    but nice to search on DP for this
    now i see its safe
    but well ill get the payment after 4 days
    thats the not good point there

    anyways
    here is the question
    how to prevent customers paying by e-check , using our paypal payment buttons
     
    JacobNix, Apr 8, 2008 IP
  14. l0ng2111

    l0ng2111 Active Member

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    #14
    i received, cleared the echeck, and after few weeks, it's gone, is it dirty? it's an easy method for fraud buyer, they buy, then go to their bank to charge it back.
     
    l0ng2111, Apr 8, 2008 IP
  15. LouisP9086

    LouisP9086 Peon

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    #15
    Do not give away the product you are selling until payment clears....EVER...
     
    LouisP9086, Apr 8, 2008 IP