hi guys. I'm not really familiar with paypal and I just got totally confused today. 1. I have a personal account with added CC but I'm still unverified. They want me to make a transaction via bank account. Isn't CC enough for them? 2. the same with adding money to my account - I am not able to do it! is there any way to solve this WITHOUT going through bank account?
how long have you added the cc to your paypal, it takes time to get verified, in case you are still unverified, you can call or email the paypal authorities, they may ask you to send the credit card statements by fax, some rules of paypal differ in different countries, but then it looks like some paypal mistake to me!
i added CC last year, still unverified here, they want you to add a CC first and then add a bank acount to make you "verified" really pissed me off when i realized that. its retarded in my opinion because it leaves you more vulnerable to being ripped off if you are ever hacked on that account.
In the US, you need to add a bank account and do the bank account verification. That pretty much is the only way. As long as you have a bank account in the US, it should work. It should be a quick and painless process. The Credit Card verification will not be sufficient in the US. They don't want anyone to just sign up for a US Paypal account from some other countries and pretend to be from it. It is really for your own protection.
you mean it is sufficient outside this country??? again, isn't US CC enough??? It's being checked through the bank anyway, right? so in case my PP account's being hacked they will rip my bank account too?! I think I'll just set up another PP account from another country and use other CC to verify it.
I don't make the rules. Paypal has different methods of verification for different countries. I am from Singapore and although verification is done by adding a Singapore Credit Card, I still needed to add a bank account to use the account. They do have a different means of verification and it does not mean that it is lax compared to the US. If you are from outside the US, you know how easy it is to get a US Debit Card which pretty much works like a Credit Card. I am from Singapore and I have a Debit Card issued by the First Bank of Delaware, I never even stepped into the US before. How would your Paypal account be hacked unless you use a simple password or you fall into those phishing email scams but I am sure you are not that gullible and Paypal system would be well-protected because Money is its business and Trust is what it stands for. Besides, getting your bank account number is not going to do them any good. It is not like getting your bank account number will allow anyone to pry into your bank account or withdraw any money from it. Your bank will not be so stupid to allow anyone to withdraw through it without identification. A credit card on the other hand, especially online would just require you to know the Name, number, expiry date and the CVV2 number to make a payment. You cannot go about lying in your application by signing up for another country's Paypal account because that will amount to a breach of contract. Besides, you will need to use a credit card from that country in order to get your account verified. Also if they flag you, you need to proof that you are residing in that country by issuing the credit card statement, utility bills and government issued Photo ID from that country. Personally, I think you are getting a little more paranoid here. Millions before you have gone through their verification without any issues. And I have never heard of a Paypal account being hacked into apart from the account holder willingly share their log in details with others knowingly or through Phishing sites. Just as long as you are not so stupid as to fall into phishing sites, you be fine. Paypal will never email you to ask you for any password and all their emails will come with your full name. Phishing emails do not have that. Besides, always only log in through http://www.paypal.com and not some other URL which phishing sites would use.
don't take it personally, I know it's not YOUR fault I'm just mad at those stupid regulations thx anyway
ok, just verified my PP account with bank account but I STILL CANNOT USE CC TO ADD FUNDS! what's up with that???
You cannot add funds using a credit card. They will only withdraw from your credit card on demand, ie when you make payment and if you do not have existing paypal funds, they will give you the option to withdraw from your credit card. That works for me. At least I do not need to keep money in my paypal account if I do not need to use them.
Why would that suck ? I mean if you don't use them, you do not need to get any money trapped in your Paypal account. You only withdraw from your credit card account exactly the amount you need to pay and nothing else. Besides it also save you several steps of funding your account and then spending it, now you just do it in one step. I prefer it this way anyways, at least I do not risk my money for no reasons.
Anyone can just get a $5 visa gift credit card and use it to sign up and seem "verified", but still be a scammer. It's a lot harder to get a legit bank account though and still be a scammer. That's what I think. The rules are fine in my opinion. If you're too young to get a bank account, ask a parent.
Yep, you have to do that here in Canada too. I set up my bank account and no problems whatsoever. Recently I removed it and I think I am still verified.