Hi, I got a payoneer prepaid debit mastercard card. And I have a paypal account. I linked to my payoneer card from paypal, and my account become verified... But few problem: They said take $1.95 from my card but they took $1.95 and another $1.00 They said to refund, but no refund ! When I click to "add funds" , they show "Transfer Funds From a Bank Account in the United States" and no way to fund from my card ? My paypal account country is Malaysia. Is there a problem with paypal and payoneer together ?
1)- I never understand why PayPal charges more when they claim to charge $1.95. They charged me $1.95, $1 and $1 so instead of $1.95 it was $3.95. 2)- Your Refund will be made within 24 hours but it could take more time. Did you receive any payment after adding Payoneer to your PayPal? If not then sometimes you get $1.95 back when you receive your first payment. 3)- You can't fund your PayPal account with Credit Card, instead if you have insufficient funds in your PayPal account and you want to pay someone, funds will directly be debited from your Card. So you don't have to worry about this. Payoneer is working fine with PayPal so far.
Paypal does not work like moneybookers and does not require you to add funds to your Paypal account to use it. Once you add a credit/debit card to your paypal account, you are set. When you make payments through paypal, it would look for existing funds and use it first. If you do not have any existing funds or insufficient funds , it will charge the remaining amount to your credit/debit card (on demand). The $1.95 would be the actual charge to your credit/debit card and the funds would be refunded to your paypal account after you get it verified and when you make your first payment. As for the $1, it is probably the authorization charge where Paypal pre-charge your credit/debit card to determine if it is real, the amount is not actually charged to your credit card and would be refunded within 30 days. This only happens to debit cards.