use moneybookers, in my experience if we used Moneybookers, we will be given a code by mail to our address
What country are you located in? For what purposes do you require payment processing? There are many services that will allow you to accept credit cards and ACH (eChecks) you would need to find either a credit card processor that can set you up on a gateway or a good gateway that can then set you up with a credit card processor. Try USAePay, they are a great gateway and very flexible.
Mate, I would suggest you to check all the viable options such as Moneybookers, Alert Pay, Liberty Reserve and Western Union. Let me remind you that these payment processors do have a service fees alike PayPal. So just check out and then consider any suitable one for your needs.
Yes, Alertpay is a nice option but in reality, Alertpay is not as popular as Paypal. For site owners, who doesn't have paypal, yet want to offer ease to their client can add 2CO.com payment processor to their site. The most exciting feature in 2CO is, they accept Paypal as well as all major credit cards!
You could use Google Checkout, Moneybookers or Alertpay There is a list of 17 paypal alternatives on this page: http://blog.webdistortion.com/2010/07/28/paypal-alternatives-e-commerce
You can try Google Checkout, AlertPay, Moneybookers, also check Liberty Reserve which is a great alternative.