Hi Guys, I am planning to set up a payment gateway in India. At first we will use another gateway's API as our own. I have talked with a company who is willing to let us develop a sub-gateway. They will charge 5 percent on the total transactions and we will charge our customers 20 percent. We have many call centers and other business interested in using our own gateway. I have some questions before I start my business; 1. What are the legalities involved for such a method. Is is okay to use a system like this? 2. What happens for chargebacks? 3. How to build our own gateway from scratch? Methods for starting.. 4. Can we later shift to a dedicated gateway. 5. Any Tax Issues as such. Our gateway will be designed in such a way so that when Rs XXXX amount comes our share will go to our account and the company using it will get their money after deduction. can someone help me. I am mainly concerned with legalities. Thanks Rahul