payment gateway for my existing merchant account?

Discussion in 'Payment Processing' started by livewirerules, Jun 24, 2014.

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  1. #1
    I currently have a merchant account for card processing in my local store. I launched a new website i need to integrate a payment gateway. I cant use paypal or skrill or sites like that coz they charge a huge fee. Since my transactions a small my profits goes off with the commissions.

    so since i have a merchant account i need to find a affordable payment gateway to process it. Cybercource allows me to integrate my merchant account with their payment gateway and they fees is just 5 cents per transaction BUT there is a 800$ setup and a monthly charge of 300$ which doesnt suit me.

    so can someone suggest a payment gateway which i can integrate with my existing merchant account and affordable
     
    livewirerules, Jun 24, 2014 IP
  2. chrislim2888

    chrislim2888 Active Member

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    #2
    Not much option you can choose from. Either you select the charge-per-use model or up-front set up cost model. If it's eaten up your margin, perhaps you should consider hike up your price to cover it.
     
    chrislim2888, Jun 25, 2014 IP
  3. komrad

    komrad Notable Member

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    #3
    use stripe or dwolla.
     
    komrad, Jun 26, 2014 IP
  4. Tony.mills

    Tony.mills Peon

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    #4
    I can help you out. email me and I can get you started.

    tony(dot)mills(at)merchantglobal(dot)org
     
    Tony.mills, Jul 3, 2014 IP
  5. Forcycle

    Forcycle Well-Known Member Premium Member

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    #5
    Not really much you can do, gateways needs to profit somewhere.

    Dwolla is a good option, very low fees though only available in the US. Last I checked, Stripe had similar fees to PayPal / Skrill which the OP isn't happy with.
     
    Forcycle, Jul 3, 2014 IP
  6. DDNetwalker

    DDNetwalker Peon

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    #6
    I like Stripe, just wish they would just do a fully featured shopping cart and be done with it, without all the tokens and needing to process on your own server.
     
    DDNetwalker, Jul 13, 2014 IP
  7. jetleehung

    jetleehung Greenhorn

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    #7
    AsiaPay.com is good for you
     
    jetleehung, Jul 14, 2014 IP
  8. Forcycle

    Forcycle Well-Known Member Premium Member

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    #8
    Which shopping cart are you using? Most have integrations already ready for Stripe so it is just a matter of configuring it and done. The 'tokens' are stored to allow further charges to be made without actually storing the credit card details on your server.
     
    Forcycle, Jul 16, 2014 IP
  9. DDNetwalker

    DDNetwalker Peon

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    #9
    I really would like a "stand-alone" cart, sort of like e-junkie or something similar, without the need for e-commerce software integration.
     
    DDNetwalker, Jul 17, 2014 IP