I want to collect subscription from my customers , amount will be 500/- Volume will be approx 10-20 daily. I am looking for a payment processor, and gateway which I can implement on my website but Not looking forward to pay anything upfront. Please suggest.
PayPal is the best, especially if you ship physical goods. They have a deal with USPS that gives a substantial discount on packages shipped through PayPal. On transactions less than $10 I find that my PayPal fees are almost 0% because what I pay in a fee i save on shipping costs.
Oh and you don't need to have your own SSL certificate since the customer is automatically redirected to paypal's site and redirected back to yours after the payment is complete.
You can actually have a list of people. (could be connected to facebook) and see who owes who and how much, plus whenever someone makes a payment to someone it lets you know like the news feed on facebook. If anybody in your group makes a suspicious payment you will know for sure. hehe If you are a manager of some sort of organization and wanna keep track of everyone's payments, it is an awesome tool.