Payment and micropayment by Télipass

Hello to all the e-merchants and thanks to the administrators of this Forum ;-)

I am Geoffrey from Commercial department of Telipass for the presentation of the platform of payment and micropayment Telipass with an analysis of the online monetization solutions.

1 / Context

Since the popularization of virtual online electronic payment terminal, the eCommerce has continued to grow with international transactions in physical and virtual goods. In parallel, the micropayment emerged through the sale of virtual goods for small amounts with new means of payment for a less restrictive often unbanked customers, who wishes to remain anonymous and protect their payment data. Micropayments - that allows billing customer by telephone or Internet provider - covers 100% of the population and therefore greatly increases the conversion rate. Micropayment is particularly advantageous when the sales support is mobile (smartphone, tablet ...), and attract more and more with the general increase in digital transactions and the increase of mCommerce.

The merchants often chose between these two sales modes: payment or micro-payment, by adapting their sale price because their supplier of payment is specialized in the one or the other sector. Nevertheless most of the products and sold services are in progressive price lists, thus from low amount to high amount. We know that the choice of the means of payment is crucial in the conversion of the customer, so why not to adopt both the advantages of the micro-payment and the banking payment according to the value of the product? This research in the innovation market led us to design a new platform combining the micropayment and the high payment. To discover it, visit https://telipass.com

2 / Solution

Telipass is published by DPA MULTIMEDIA, an international payment provider launched in 2013. The platform offers its services without any subscription or installation fees. Registration is automatic, without commitment and without VAD. We offer all the following means of payment in choices:

- Premium SMS and premium rate call (80 countries covered)
- Internet+ Box / Internet+ Mobile
- Prepaid cards: Neosurf, Neocode, Paysafecard, Ticket Premium
- Electronic Wallet: PayPal
- Credit cards (Mastercard + Maestro + Visa + Visa Electron + JCB + Carte Bleue + American Express + E-Carte bleue)
- Bitcoin

Once registered on the platform the merchant has solutions of payment of Telipass (Widget of payment, page of payment, API). Then he has just to register his site, to configure his module of payment and to install it in a few clicks on his website. The merchant or his developer can easily get help by contacting Telipass Technical Support available 24h/24 7/7 for an optimal integration in less than 24 hours!

3 / Payouts gains

For the micro-payment, the choice of selling price is determined by the selection of a specific tariff level for each means of payment. Example: I chose the FRSMS09 level, the customer pays € 4.50 per SMS, and I am paid back € 2.20 excluding VAT or € 2.64 including VAT (basic offer).

For the high payments, the prices are dynamic and a committee is taken in percentage for every means of payment.

Example: I chose the price € 99.99 for all payment by credit card, PayPal, Neosurf, Neocode, Ticket Premium, Paysafecard and Bitcoin.

Here are our basic committees (https://telipass.com/payouts.aspx):

- Credit card: 5 %
- Neocode: 4 %
- PayPal: 7 %
- Neosurf: 12 %
- Ticket Premium: 8.5 %
- Paysafecard: 11.5 %
- Bitcoin: 5 %

No fixed fee is applied to transactions.

4 / Management and safety

The platform Telipass offers you a quality back-office with detailed statistics (that you can register for your accountant) but also a synthesis, the transaction logs, journals of notifications to facilitate the management of your e-business in daily.

The platform is completely secure with data encryption and strict safety regulations enforced in accordance with laws governing banking. The anti-fraud department Telipass operates 7 days 7 and has ways of detection of anormal traffic, specific to each means of payment.

Gallery: https://telipass.com/gallery.aspx

5 / Conclusion

Telipass is a reliable platform that draws its strength from its payment solutions turnkey, adapted to all market activities through its large diversity online payment.

Means of payment without chargeback and offering a real alternative to the credit card, which for the 3D-Secure application accuses a failure rate of 18% payment according to the Observatory of the Banque de France ... and abandonment payment by 100% unbanked clients obviously.

With Telipass platform you have the guaranteed to significantly increase your revenue by using advanced payment solutions and oriented conversion.

Free registration and without commitment: https://telipass.com/register.aspx

(Article updated 6/22/2015)