I just purchased a software from allclonesgroup.com as I was looking for a paypal clone. I am pleased with payclone because it really worked exactly like paypal not like other clones I have tried. it worked well because it lets multiple gateways work simultaneously with bank accounts and credit card which I need. I have heard the issue faced by allclonesgroup.com. it affected me at first I might say, but seemed like their software is worth a try so I did. Now I highly recommend it. I would like to commend the person in charge of developing this software. It is very much advanced in its class or I should say it’s a class of its own. Btw, it uses Ajax/ Php with Mysql so it’s very manageable and easy to use. I am posting to other forums as well. A software like this should be tried. I bet you will be satisfied as well. I really haven’t seen any software clone out there that works exactly like paypal!