Overcoming Back transfer fees for a subscription product in Portugal

Discussion in 'Payment Processing' started by Ricardo Gomes, May 21, 2015.

  1. #1
    Hi

    Is was wondering if anyone here is from Portugal and could help me with a problem?

    I'm launching a subscription based product, but I'm having problems with the payment processing part.

    I tried to use Braintree, but they can't aggregate payments so each payment would be transferred to my account, and my bank says that it costs more that 20€ each (my product is priced at 10$ / month).

    Paypal was the obvious option, but we have some technical problems. We implemented our app as a MEAN stack app (NodeJS API, AngularJS Frontend) and that means that is hard to use the Paypal button because they give the customer info via a POST and we can't receive it and show a page at the same time. Their Classic API does not have a JS SDK, and the REST API does not allow for credit card payments with Portuguese clients.

    I'm sure someone in Portugal must have had this type of problem, but I can't seem to find a solution.

    Can anyone help?
     
    Ricardo Gomes, May 21, 2015 IP
  2. fionix

    fionix Well-Known Member

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    #2
    Very unsual that they will transfer each transaction to your bank account! Normally they collect them for 1 week or even longer and send a larger sum.

    Have you tried with some of the many other European payment processors like WireCard or RBS Worldpay?
     
    fionix, May 21, 2015 IP
  3. Ricardo Gomes

    Ricardo Gomes Member

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    #3
    I thought it was unusual too, but they said specifically that for Portugal their Merchant Account could not hold values and they had to transfer each time.

    I actually contacted WireCard today to see if they have the same issues, and I'll look into RBS Worldpay. Thanks.

    But still if anyone as had any specific experience with this scenario I would really appreciate more info.
     
    Ricardo Gomes, May 21, 2015 IP