I think the layout is nice. There are alot of words, almost intimidating. I would get rid of everything in the blue font for the first page and only list categories. I would save these details for when a user actually clicks that category.
You use links on the description of the category which doesn't go anywhere when clicked. I think you should get rid of that. There are too many words which people might not read and distract visitors to click on good links. Also, the right hand side good ad should blend more into the site using white background to attract more clicks.
Bad color combination. It's a pain on the eye! Its good, but it could have been better. The folder style is not that good, and not bad. But I don't like it.
The colors could be a bit better and I think it should be purely category view, no sub-categories until the next page. Altogether pretty good though, submitted my site easyonlinemoneymaking to one of the categories actually =) For the URL submission page I'd give some text at the top so people know what they are getting into, an explanation or each feature, etc. Plenty of other directories out there with nearly identical headers for this page so go take a look at what most people are doing so it doesn't feel foreign when submitting.
Wow, where to start? That color is just painful to look at - the first page seems like your trying to do too much with it - move some of that content to internal pages and provide nav links to it - take the adsense off, is it a directory or a mfa site - With the two different ways you are trying to get people to give you their email addresses on the main page it gives the impression that if they submit to your directory they are about to get seriously spammed - if the easy online money making link is an example of the resources within your directory you may want to tighten up your editorial standards. Hope this helps as I am going to stop now.
Do not worry the resources are being added on daily basis therefore make money online will not remain on main page it will be there in the page which is suggested by that person I have a lacking that i can not select color so if any body of you can suggest which color to choose it would be great. Other thing about sub categories ok i will remove them from main page and will make it to next page. The point about email addresses is also implemented have removed the subscription option only tell a friend option is there. About description on submission page can any body quote any example i did not get that point
Wow. Looks very professional. Try to change color of right adsense block to white. And made top adsense looking like a menu. Or remove adsense at all, it doesnt fit good