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Offering finance options at point of sale

Discussion in 'Payment Processing' started by Chapwes, Mar 24, 2021.

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  1. #1
    Hola to all

    I currently run an Instagram page selling premium branded clothing. Customers are asking to spread the cost over a payment plan.

    What options do i have?
    Anyone know companies offering point of sale finance?
    Anyone know any solutions to spread costs over a period of time?

    If anyone has anything that could help, please feel free to share!

    Thanks for giving it a thought even if you don’t respond

    Wes
    London, UK
     
    Chapwes, Mar 24, 2021 IP
  2. sarahk

    sarahk iTamer Staff

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    #2
    In NZ we have a system called "AfterPay", I don't know how it works but it's usually that the finance company buys the item and the customer is in debt to them, not you. Expect them to take a healthy chunk of the cost of the item as their commission.
     
    sarahk, Mar 24, 2021 IP
  3. Host4Biz

    Host4Biz Member

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    #3
    I wonder why don't your clients use credit cards and credit programs from their own banks? I think that is the option of the bank, not yours as seller.
    But it worth to check amount of such requests of course. Maybe that is better to ignore such requests?
     
    Host4Biz, Mar 25, 2021 IP
  4. sarahk

    sarahk iTamer Staff

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    #4
    They probably can't get credit, or they're pulling a scam. Either way, you want to hand them over to a finance company who knows how to handle them best.
     
    sarahk, Mar 25, 2021 IP
  5. jaguar34

    jaguar34 Notable Member

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    #5
    Ignore such requests.
     
    jaguar34, Apr 17, 2021 IP
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