I just checked it today and came to know that Xoom has closed their Instant Cash PickUp Services. I faced a problem with this services as they have some problems with their Instant Cash partners and they have closed this services now. I was really very fast services so hope they will launch another good alternative for Instant Cash as getting money at PNB is really hassle.
Yes we can use that but Instant Cash was really faster - was getting cash within half an hour. How much time the cheque and bank transfer will take?