Interesting site, I have a couple suggestions. I would allow visitors to see more than 1 post, through scrolling down, so its more like a traditional blog. I would also consider moving the 2 menu items below the banner (monthly contest & blog revenue) to above the banner with rest of the menu. Good luck with it.
nice blog.. a good blog in a difficult subject hehe if I were you I would not post this http://www.moneymanagementandyou.com/2008/02/01/january-revenue/ wait till you get some decent revenue this may put off readers also this particular line 'I had a total of 4 clicks through AdSense, so I would like to thank those people' is on the border of violating the adsense TOS it indirectly states that you would appreaciate clicks from your readers. stop focusing on the revenue when the blog is young. best of luck with your blog. _