Hey guys, so basically I sold gold on WoW and got a chargeback from the person's CC company I was building a new computer at the time so obviously didn't reply to the chargeback because I didn't see the email until around 2 weeks after. Anyway, from what i've heard they wouldn't have sided with me anyway. The amount is 240 USD/ 254 CAD (our dollar would be lower now that I have a negative balance), which is 30$ more than the payment was cause I now also have to pay the stupid creditcard charge. Paypal has my real address but no bank account. Will paypal just chalk up the 240$ as a loss and not do anything or will they pursue me to attempt to get the money, and send it to a collection agency. Also can this negatively affect my credit?