Hello A friend of mine is setting up an ecommerce site. He needs a contact form where clients input credit card info and then it is checked for validity (without actually charging the client for a purchase). He also needs a virtual terminal for phone orders. He has spoken to First Data and they partner with PSI Gate. So here is the workflow: 1) get ssl certificate installed on site 2) sign up with first data/psi gate 3) work on API and integration. Is this pretty much it? Do you guys have any contacts (maybe on elance.com) that can help with integration. Basically, there is no buy button or shopping cart needed. Only a contact form which securely verifies the CC info! f.y.i. html API can be found here. Thank you..