chris: i use instant invoice n cashbook 2007 it's great software imho and it's an actual desktop application. for $80 it's a lot better than what most of these people are going to give you for the same price. http://www.instantinvoice.net look into it, you won't be disappointed.
^-- Thanks for that I will surely look into it I will try their demo. Green rep comming your way {EDIT} from reading the text it sounds like exactly what I need WOW impressed once again its actually setup for australia <- most are normally the US only + image as a header OMG exactly what I want
yeah there's a lot of options in it as well as graphs and stuff which i love. it's great software and definitely worth the price like i said. and it sends invoices out in pdf format which is quite nice. and as well as invoices you can send receipts and such as well so it's very nice i think. takes some playing with to get used to everything but it's by far the best that i have found.