Here is my reviews 1. Your site header is really bad and has nothing to do with the content about insurance. Header menu does not work either, some button works but only lead to another content page that is not related to the menu. 2. You left and right sidebar header is really ugly. Plus the content has nothing to do with the subject, only Adsense ads displayed. Overall, your site is purely made for adsense (MFA) site period. I would recommend you to make it better if you really need some clicks. Even this kind of site does still need attention. Not just use a free template without modification and paste some copied content and adsense ads. Even the layout has been designed for high CTR purpose but too ugly could lead people to close the site before see the ads. Are you sure you need honest reviews by posted your site here?
I totally agree with Sxperm. It's not professionally designed . The header doesn't give a good idea about the site. Try to redesign it.