I've made a website where i want to write a lot of articles about different insurance types. It's true that the niche is really overcrowded because it's well paid, but... this could turn out in something nice. tell me what do you think about it: http://insurancetypes.net
Its a very nice layout the top adsense blends quite nicely but the second (vertical) could use some white background around it to make it look more blended you might also want to consider making the "Insurance Types" a little smaller - actually a lot because it looks tooooo big
From the neck down I like your site. The header has got to go though. Get a graphic artist or something. It looks spammy the way it is. I just wrote a review about a graphic artist I just used. Great prices. http://www.bestwebimage.com/?p=16