My first time! >.<

So I was scammed for the first time last week.

I went into my PP account and saw that I had NO money. I went to the site that took my money and it wasn't even in English, nor have I ever visited it before. Why would I? I don't understand the website. Also, they took my money in British Pounds, a currency I do NOT use.
They drained my PP account and even went into my bank account.

I immediately contacted PP and within two days I got my money back. They contacted the person that took my money(because I opened a dispute) but they never responded.

Which reminds me, I got my money back but the dispute is still "Open". Can I withdraw the money or do I need to wait for the dispute to be "Closed"?

 

Thats horrible!
But to answer. You can take the funds if there is not a hold. I see no problem in that! Good luck. Sorry to hear about that going on.

 

There's no hold(I don't think) but the dispute is open. If the guy actually decides to respond and I already took the money out, will I be penalized?

 

nah, take your money girl. You're the victim

 

Ok, sounds good to me. Thanks.

 

Looks like I win! I just got an email from PP:

 

Congrats Dear !!

 

take money immediately

 

wow... I had no idea that paypal deals with this. It's good thing to know

 

I will recommend you to withdraw your paypal money if you can?Why should you take risk again and loose the money

 

Same thing happened to family member of mine. I'm glad you got it back.

 

In addition to the suggestion that you withdraw your money out immediately, I will also suggest that you do a complete scan of your computer for spyware, virus etc and also, change your PayPal password.

Another recommendation will be to use a software like Roboform. Saying that it's good is a gross understatement. Highly Recommended!

Hope this helps.

Richard

 

email to paypal and ask them abt this as they will guide you best in this regard

 

I am happy you got your money back, I have to agree change your password asap!

 

I changed my password immediately. I'll withdraw the money but still, I do a lot of business and PP is the only payment processor I use.

 

Ah..! Having PayPal as the only way to accept money online is a bit risky, don't you think? Like, standing on one leg. You would do well to include a secondary method such as 2CO, or even ClickBank, if you deal with digital products.

I use PayPal mainly. But, I have a paid ClickBank Account for backup for just in case situations and also if my customers are not able to pay via PayPal.

Richard

 

I have other accounts but I choose to go with PP. It's never failed me, before this.

 

And it did fail you with this, you got your money back and changed your password, you are good now. get back to your business.

 

That's what I said.

I know this.

I have.

 

sorry I meant to say it didn't fail this time. Sometimes I forget to check what I wrote or should I say typed?