I've been barely on adsense for about 3 weeks and I've been paid by G even though my earnings show $0.00. Yes, the money is in the bank It's a mystery. In fact, I wish G would hold on to my payment till it becomes substential because getting paid something like 29 pence actually cost me in banking fee so I am actually worse off.
That's what Google sends you to verify your bank account for EFT. You'll have to enter that amount in your Google account before you can get EFT.