Ok, then that means, if i'm not from US,but in a country that's not on the paypal list, and i got a virtual credit card, that doesn't mean i can withdraw the money. right? in general, VCCs are not for countries that are not on the list.
what i usually do is two browser, IE and opera when i need to go to paypal i use opera with different ip address,ie my paypal address my paypal is chinese and i use chinese ip and thats fine with me.
That means vcc is useless . If you are in paypal service area then you can verify with regular credit or debit card.
If I was in your place I would forget that account forever and create a new account get it verified the moment I open it. And make a clean and new start. The more red flags you have the more they will get on your back. Moreover the 3 accounts thing was a mistake in start so you cannot even start a new clean account now. because they will know about it and the total will rise to 4 accounts.
This is a good suggestion. You should forget that account and get a new account with your Nepal (if Nepal is on paypal's list) address and verify it with Credit card. IT should work fine for you.