I believe in multi-level marketing programs the very few top-level members prosper at the expense of those beneath, and they are all scams. What are your thoughts, am I correct?
Some programs may sound more noble, but at the core they are all scams. Any pyramid scheme requires signing up gullible folks so that the guys at the top could continue in their lavish life-styles. It doesn't mean that the guys near the top or even in the middle are not making money, they are, but a large percentage who have invested into a scheme will never see any returns on their investments. What bothers me is normal people turn into complete idiots once they join a scheme.