I'm trying to find some places where I can get a merchant account, so I am able to accept credit cards (not through PP) but then it also allows Paypal payments too?! I know I've seen places that take these sort of payments before, but basically the idea behind it is that all the money from a website of mine gets processed through the one account and then gets transfered to my bank or I am written a cheque at the end of the month?? Does anyone have any ideas??