Hi, If you are just starting out on a business venture, what would be the best way to receive incoming payments through online sales? I know a Merchant Account would be better for the long haul and probably cheaper in the long run also. Would it be a good idea to go with a third-party processor? Do you have any first hand experience with 3rd party places? If so which ones are good and which are bad? If you have any suggestions please help me out, I would appreciate any help.