Hi, I've had several companies ask me to complete SEO. This leads me to look for several different payment services. I know of paypal.com and moneybookers.com/. That being said, are there any other options you suggest? Basically, I am looking for a payment service that meets these requirements: 1. Send check and on time. 2. Protects against internet fraud. 3. Allows for a contract to be signed between both parties(seller & buyer). 4. Allows you to setup both a personal and business account. 5. Account setup quickly and not 2-5 business days.
Paypal & Google Checkout would be your best options in the USA for secure fraud-free transactions. Google does anti-fraud checks before approving the transaction. As far as a "contract" - that would be an offline deal between you & the client & nothing to do with the processor.