basicinvestmentsguide.com is my site I started because of you guys! but im having trouble monetizing it, how are the ads placement wise etc.. feel free to critique click ads not clicks ads who cares!!
As for the design, the header title and logo need to be moved away from being so close to the top and left edge. I'd change the background color to anything but black -- grey or even a paler shade of your blue. As far as monetization, you basically have none. If you have an Amazon Associate account, grab some basic finance and investment books and add those. Also, text links to products within your post text work well, as do adsense banners between posts. Remember, you can only have three adsense ads per page, so maybe put on after every third post. Do some product review posts, like for tax software or something to do with investment record keeping. Do whatever you can find on Amazon, then do a text link either within the body of the post or at the very bottom. Don't forget to disclose that you have an affiliate link in the post, because Amazon requires that. Try to get some other affiliates other than just those two by going to Clickbank. Don't flood the page with ads, but a block of four small ones will work well.