I am confused between two LIC of India policies. They are Jeevan Anand which offers Life Cover even after Maturity for Life and Market Plus I which is Retirement Plan. I want to know if Market Plus I has Life Cover and if yes then does it offers Life Cover even after maturity? In Market Plus I, if I takes Pension plan then will my wife get pension after my death?? In Jeevan Anand, does it offers Life Cover before maturity and after Maturity after for a)Natural Death b)Critical Illness Death c)Accidental Death or I have to choose the type of deaths covered at time of taking policy???? In Jeevan Anand if I make my sister nominee as I am unmarried then can I change the nominee to my wife after marriage? If I makes my wife nominee after marriage and her death occurs before my death then can I change the nominee again to one of my children? How much Sum does LIC assure in Jeevan Anand on policy of 16 years? Is there a plan from LIC which offers both Life Cover before maturity and after maturity of the policy and pension for me and for my wife after my death?? Is there better Pension plan in LIC then Market Plus I which also offers pension to my wife after my death?
My LIC agent will contact me Sunday and till now I am researching for the policies and be more informed.