Well, no paypal, moneybookers shit.. i dont want my customers sign up for them while paying via credit/debit card.. All i want is detailed form on my payment page.. like name: add: creditcard num: ccv: expiry: (etc etc) on submit button, "something" should verify the details.. debit the amount.. and credit me.. WHATS THE BEST SOLUTION?
What sort of business are you about to run? You might wish to look into a third-party merchant, or an eWallet..
You need a merchant account and to use a payment gateway that supports API integration. This way, your customer never leaves your website, all of the processing is done on the back-end, and they never see who your processor is. Are you based in the US?
nops.. am not located in the US. Do location really matters in accepting credit cards? by the way, paypal and moneybookers (I've tested Moneybookers only) provide API but not in a way which would help accepting credit/debit easily without registering with them..
Well a third party is a merchant that works like for example CCBill, they handle everything for you, when the user press on there pay button. Another option, specially if you are not in the US, would be an Off Shore merchant account. We do offer a few that come with an API and a so called Virtual Terminal in which you can process cards manually. You might wish to read more at offshoreprivacy.org or hit us up for an online consult!
isnt there anything which i can call as.. well known and most importantly offering free signup... per transaction fees are obvious am not running from them..
so it means we always have to make buyers to register with a payment gateway such as Moneybookers or Paypal before we can accept credit cards?
If you wish to get it for free, in 99% of the cases yes, specially if you are not in the US. There's a high risk of fraud in this business. MoneyBookers and PayPal do limit your account for whatever reason in no time, to let you submit a bunch of paper work before they send your funds. A non-gateway merchant, like what I offered in earlier postings, requires a one time setup fee and gives you an actual interface and terminal to handle your own business in a serious fashion.
Yes you're right, I've encountered many cases of credit card defrauded specially my present client. CCBill is vulnerable also to such attacks including paypal and the rest.
Actually your clients or customers wouldn't have to have to register for a Paypal account to pay with a credit card as long as you have a Premier or Business Paypal account. That's one of the advantages of using Paypal, your customers don't have to have an account to Paypal.
If you want to accept credit cards yourself then you need an online merchant account with a bank offering credit card processing and will have to be approved for the account. The service in my signature will allow your customers to pay by credit card plus three other online payment services (their choice) without you having to go through this process. Good luck whatever you go with.
I guess, this is what the OP wants as it will reduce the possibility of a chargeback and also he won't be hurt with merchant fees much. Hope it helps. Al
You can just use PayPal merchant solutions. They don't have to sign up and PayPal will take care of processing, I do this daily and it works like a charm!
If you are in the US you should get a merchant account. Some even offer free virtual terminals and don't require hardware. Money gets transfered to your account within 24 hours. You create a simple page where you hard code amounts or use simple web come to submit amounts.
Why?Is it paypal not cover your country? By the way,you can use this to direct accept CC without third party http://www.eway.com.au/Products/CreditCardPayments/RealTimeXML.aspx
Get a merchant account. Paypal has their "merchant" service called Paypal Web Payments Pro, but I highly recommend Merchant Focus. I've opened 3 merchant accounts, all with them. You basically need 4 things. 1. Merchant Account 2. Payment Gateway 3. A SSL encrypted website 4. Bank account (to deposit your money in) Merchant accounts require a credit check, and other verification to open. They fall under banking laws, and subsequently the Patriot Act so be prepared to answer a few questions. Talk to the people at Merchant Focus and they will hook you up.