Keep customer credit card info for on-demand processing

Discussion in 'Payment Processing' started by ALX-VALLEJO, Jan 15, 2012.

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  1. #1
    Say my client is a hair stylist and is looking to bill clients right after doing someone's hair.
    Would I go the merchant account route or the online "Paypal" route for storing customer "profiles" and CC info?
     
    ALX-VALLEJO, Jan 15, 2012 IP
  2. cedric

    cedric Well-Known Member

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    #2
    For a hair stylist I don't see a need to go online and to keep the customers credit card information. So I would say go for the traditional merchant account and physical terminal.
     
    cedric, Jan 15, 2012 IP
  3. vididong.com

    vididong.com Member

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    #3
    to keep customer's CC information, you should be PCI compliance
     
    vididong.com, Jan 15, 2012 IP
  4. paymentagent

    paymentagent Peon

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    #4
    vididong is right.
    It's illegal to keep a CC information. You need to have PCI
     
    paymentagent, Jan 15, 2012 IP
  5. jestep

    jestep Prominent Member

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    #5
    Use a virtual terminal / payment gateway with a storage vault. The gateway stores the credit card information for you. You can later charge the card for a different or the same amount. You still need to be PCI compliant, but you aren't the one storing the card so the PCI complexity is reduced a lot. There are payment gateways that you can hook a card swiper to and use them like a traditional credit card terminal.
     
    jestep, Jan 16, 2012 IP