Hi! Sometimes I feel that we spend money lavishly by the credit card for unnessassary things as well. So...what is your impression on it? Is it really helping us? If you say "NO!",what are the reasons for it? Thanks for taking time to read this and respond. I look forward to know your idea Thanks, Kumudumali
ofcourse it helps my transactions and i pay the full balance amount every month so doesnt cost me anything....
Same here. It is simply convenient. Also the point systems are sometimes a nice bonus. A free plane ticket every once in a while etc.
I try to use it as a convenience but sometimes I need to carry over a balance The key is to only spend within your means but to answer your question; Yes and No - Sorry
No, I don't like to use credit cards, it will make us to spend more money. . Debit card is better than credit card. .
I think It is better way to make our money safe . We can travel with one car but can't carry to much cash all the time . If you can pay money every month on time than you must use credit cards .
I keep credit cards only for emergencies and for spending while I am traveling... I am very cautious while spending with credit cards as I generally do not like to go overboard and put unnecessary burden on my financial planning....Of course, paying up on time helps, to do away with paying up interests.... Regards, RightMan
Since i always pay(full amount) my outstanding credit card bills before due date, credit card is proving to be very useful financial tool for me. Also i keep strict discipline when it comes to about how much should i spend with my credit card.
Hi frends! It is so happy to to know your ideas on credit cards.I appreciate your cooperation very much. Hope you'll be with me in future chats too Thanks, kumudumali.
Sometimes it helps when I need to buy things and I don't want to use cash. But other times, when the bill comes and I have surcharges, ugh, makes me wanna trash my room.
Hello, You told " If you can pay money every month on time than you must use credit cards." My question is "how much have to pay in every month for credit card?". and the second question is "is it rental OR .. . .. ..?" please PM me in details about credit card. Because there is some work where only credit card is accepted. Thanks & Regards Noor Alam
If you ever going to own a credit card, you must have money to pay it back; if not serious issues arises. Only pay what you can afford.
I dont have any credit cards i only use debit cards as i always live within my means,for emergencies i always have more than one card with me anyway.
For online transactions Credit Card is a requirement for me. I pay the balance in full so never had any problem with it. Also, I always keep a tab on how much money I'm spending every month. So yupp, its really useful for me.