Is it possible to send money from Payapl even if there is insufficient funds?

Discussion in 'Payment Processing' started by qwestcommunications, Nov 14, 2007.

  1. #1
    i.e. Paypal would send the money directly from the bank account it is assigned to.

    Example: You have $10 in paypal but want to send $20.
     
    qwestcommunications, Nov 14, 2007 IP
  2. RingBoxer

    RingBoxer Peon

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    #2
    As I know PayPal doesn't give any credits, so you will not be able to send $20 if you just have $10...
     
    RingBoxer, Nov 14, 2007 IP
  3. rooneydavid

    rooneydavid Guest

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    #3
    If you have added a credit card to your profile you can, it will take 10 off the card and 10 from your account.
     
    rooneydavid, Nov 14, 2007 IP
  4. qwestcommunications

    qwestcommunications Notable Member

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    #4
    What I am saying is that it will send the money directly from the bank account (the remaining amount).
     
    qwestcommunications, Nov 14, 2007 IP
  5. qwestcommunications

    qwestcommunications Notable Member

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    #5
    Do you mean a debit card? I started my paypal with my debit card (my bank account).

    I want to send money but have insufficient funds. Incase paypal rejects the transaction, would there be a fee?
     
    qwestcommunications, Nov 14, 2007 IP
  6. eddy2099

    eddy2099 Peon

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    #6
    I would believe that if money is taken from your bank account, it would switch to the eCheck mode so it may take several days to clear the payment. I am not sure if it is possible to spilt between balance and bank account but I know it is possible to spilt between balance and credit card as both method are instantaneous.

    You may want to contact paypal and ask them, they should know their system better than any of us.
     
    eddy2099, Nov 14, 2007 IP
  7. qwestcommunications

    qwestcommunications Notable Member

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    #7
    Here is what it says under 'Add Funds' in paypal.

    "You may make payments from your bank account without adding funds to your PayPal balance".

    "However, if you feel more comfortable knowing that there are funds in your PayPal balance, you may add them now. While waiting for the funds to clear, you may continue using your PayPal account as usual".
     
    qwestcommunications, Nov 14, 2007 IP
  8. qwestcommunications

    qwestcommunications Notable Member

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    #8
    What if someone requests money from your account and you have insufficent funds, will Paypal pay directly from the bank account?

    I know in the past they have paid staright from the bank account to pay subscription payments when there was insufficent funds in paypal account itself.
     
    qwestcommunications, Nov 14, 2007 IP
  9. eddy2099

    eddy2099 Peon

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    #9
    Then I would supposed it would be possible. Is funding from your bank account instant ?
     
    eddy2099, Nov 14, 2007 IP
  10. wkhaiaun

    wkhaiaun Peon

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    #10
    It will just simply split the amount between your credit card (if you have one) and paypal fund. But I never tried sending payments without adding fund to Paypal from my bank account. Do let us know the outcome.
     
    wkhaiaun, Nov 14, 2007 IP
  11. Josh Zona

    Josh Zona Peon

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    #11
    it takes from other added cards
     
    Josh Zona, Nov 14, 2007 IP
  12. eddy2099

    eddy2099 Peon

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    #12
    The OP is not talking about withdrawing funds from a credit card but a bank account.
     
    eddy2099, Nov 14, 2007 IP