I am doing blogs for additional earnings in preparation for my wife giving birth in eight months. I'm planning to self-hold my payments to accrue my earnings. For those who are interested, here's how: To set or remove a hold: 1. Sign in to your account at www.google.com/adsense 2. Click the My Account tab. 3. Click the edit link in the Payment Holding section 4. To set a self-hold, check the Hold Payment box and click Save . To end a hold and resume regular payments, uncheck the box and click Save . Is it advisable? If in the period of self-hold I get banned, will I still get my earnings before the banning?
I wouldn't advise doing a self hold - especially if you do not have permission to show the videos on your site - an adsense TOS that can get your account banned. If you are banned for copyright infringement, click fraud, and other TOS violations, you will not receive any payment.