i was looking to purchase online with debit card, it is risky or just ok? anyone using debit cards online? thanks in advance!
You can use a debit card online. Better than a credit card. The highest amount you can loose is the amount on load on your debit card. Besides you have some protection with a Visa or Mastercard. You can ask for a charge-back if your card is debited wrongly or without your approval. I have done that against a merchant in the past. It could take a little time, but you get back your money.
man that's confusing, first thanks everyone for sharing there views, i am looking for real life experience if someone is willing to share, where they use debit cards online on regular basis, thanks
I use both debit and credit cards. Though feel safe after registering with VerifiedByVISA and MasterCard secure. Have both cards, always pay using any of these two program. I would if its VISA then register your card for vbv program or if its master card, use MasterCard secure. Though not sure whether card will work on paypal after registering with these tow programs
thanks for the reply man, i am going to use it on facebook advertising and other advertising platforms, what is vbv? is it essential while purchasing online with visa debit card? thanks again : )
Use of debit cards or credit cards for online purchasing is safe. Dont Worry and if u want to be on a safer side use sites which are VeriSign Secured .... Happy Shopping ...
From a safety point of view, as long as the site you are using is secure (HTTPS at the start of the url etc.), then whether you use a Debit or Credit card isn't really an issue
^^ thanks man, i am going to use adwords,facebook,pulse360 and other advertising platforms, any problem in that?
I've used a Visa Electron debit card for Google Adwords, went completely fine so there shouldn't be any problems.
Why don't you use paypal as an intermediate? It will make all your purchases 100% secure with features like warranties, refunds , etc
Vbv - verified by visa or MasterCard Secure- search through google to get more info Use your card through these programs. Generally Banks provide an option to register with these two. When you will pay someone, then you will be redirected to your bank's website and a personal message will be displayed which you have to set at the time of registration, then you can feel safe as only your message will be displayed, as well as bank's own website, plus check https For eg. 2co if any site using 2co as payment gateway, then after entering your card number, ccv code etc, 2co site will redirect you to your own bank website, after payment successful, you will be redirected to 2co Kindly note some people says, after registering with these Vbv or MasterCard secure, card does not work with pappal, - I am not sure in this regard.
Using debit cards or even credit cards for online purchases is fine and secure... as long as you use them at reputed sites and from secure place, like your own well maintained 'malware/virus'-free PC/laptop. Avoid using cards from public places like cyber cafe.. to be on the safe side! Regards, RightMan