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Indian Banks are not giving me Credit Card. HELP ME PLZZZZZZZ!!

Discussion in 'Payment Processing' started by Mr Goldberg, Aug 25, 2008.

  1. tajimd

    tajimd Well-Known Member

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    #21
    Wow! never knew that.

    Thanks for the info.
     
    tajimd, Aug 25, 2008 IP
  2. Ajucoolest

    Ajucoolest Well-Known Member

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    #22
    Maintaining an account with HDFC does not enable u to get a credit card in 3 months. You need to be a HDFC bank customer for over 6 months and the the credit card offer will come to you. I got the same in July and now a proud owner of HDFC gold CC. In the meanwhile the monthly account balance is one thing while the number of days is another...

    One more thing is that HDFC will ask you for your PAN Card , so be ready with the same.

    You do not need to be working to get a PAN Card.. I got one while I was not working .. Just get a Form from UTI Securities and fill it up with Address proof and ID proof. If you father has a PAN Card then mention his details as I did in my Card and you will get the PAN Card in less than 15 days. I got the PAN card on 14th day..

    Enjoy
     
    Ajucoolest, Aug 25, 2008 IP
  3. Pervert-For-Life

    Pervert-For-Life Banned

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    #23
    to get a CC from SBI you dont need 40k or a PAN no. all you need to do is apply online at www.SBICard.com and they will first come to your house to verify you... and once your verified you will get your CC like i got mine... its very easy to get a cc from SBI... i didnt even had 10k in my sbi account.. and yet i got it from them... and now i have 2 CC.... one from SBI and other one from hdfc... but i got my hdfc card when i didnt had a account at hdfc...
     
    Pervert-For-Life, Aug 25, 2008 IP
  4. Mr Goldberg

    Mr Goldberg Banned

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    #24
    @ Pervert, +reps to you... :D

    You first said about this SBiCard and so i have applied for it...
    Now waiting for the reply from their side..
    Lets see,what happens..

    but i badly need a CC now..
    Applied for a PAN card before 20 days,but yet no POST.
    The agent says,the PAN card will come by POST..
    Is that true?
     
    Mr Goldberg, Aug 25, 2008 IP
  5. vBPoint.Com

    vBPoint.Com Peon

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    #25
    vBPoint.Com, Aug 25, 2008 IP
    chandan123 likes this.
  6. Pervert-For-Life

    Pervert-For-Life Banned

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    #26
    one more thing i forgot to tell you... and that is you should be permenent residence.... and you should have LIC... and you will get your CC from sbi within 6 to 7 days... but it will take sometime for them to come to your home if you applied online since 1000,s of applications are still panding.... so here is a phone number you need to call..... 012439020202.... and go for apply for new card and then select talk with there representative.... and tell them you need a CC.... and ask how you can get one....
     
    Pervert-For-Life, Aug 26, 2008 IP
  7. talismanclick

    talismanclick Well-Known Member

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    #27
    Check this out dude..

    http://www.virtual-cc.com

    They give out Virtual CC to verify PP account for less than $10. I had the same issue that you are facing now. I bought one from them and now my PP is verified :D But, they accept Libertyreserve only.. Worth having a look.. Cheers
     
    talismanclick, Aug 26, 2008 IP
  8. Mr Goldberg

    Mr Goldberg Banned

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    #28
    Pervert,you are a real helping hand man!!:)
    Thanks for another great info..
    I will call them and i have got a LIC plan...

    Thanks again...
     
    Mr Goldberg, Aug 26, 2008 IP
  9. tripad

    tripad Peon

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    #29
    Even if you have an FD with HDFC it makes it easy for you to get the card!

    Btw (might be OT just adding for everyone!)
    if you looking for ONLINE PAYMENTS HDFC has a very cool feature : NetSafe cards .. they let you instantly generate VIRTUAL CARDS that work everywhere (thankfully even paypal)

    Paypal gets verified withing hours! and its soo much safer to buy domains and hosting with this NETSAFE Card!....
     
    tripad, Aug 26, 2008 IP
  10. nansurabhi

    nansurabhi Peon

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    #30
    just do fixed deposit of 10 k or 20 k in hdfc bank and they will issue cc against it. for this u need not have anykind of pan card or anyother thing. I got my cc that way through hdfc.
     
    nansurabhi, Aug 27, 2008 IP
  11. cucumber

    cucumber Peon

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    #31
    cucumber, Aug 28, 2008 IP
  12. Mr Goldberg

    Mr Goldberg Banned

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    #32
    Yes,i was thinking of it...
    I will first get it clarified,or else,i know how to put shit on them..
    Already taught a lesson to Axis bank and Airtel some months back..
    Truely speaking,if you are not hard on those shits,then they will try to put shit on you...
     
    Mr Goldberg, Aug 30, 2008 IP
  13. uttoransen

    uttoransen Prominent Member

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    #33
    so you want the cc to verify your paypal, right! do one thing, get a addon card on your fathers credit card on his account! easy:)

    then use then to verify your paypal. Sbi will easily give you an addon card on your fathers SBI account!

    cheers :)
     
    uttoransen, Aug 30, 2008 IP
  14. adithya

    adithya Well-Known Member

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    #34
    i am also fked up with indian banks
    I am 18 and i am trying hard to get a CC
    I don't have pan,lic and anything :(
    so what i did was i told my dad to apply for a CC and after he get his CC i will ask him to get a addon card :)
    But BUT i recently heard that to get eligible for addon card one has to be at least 21 years of age
    if it is true then i am really in a big problem
     
    adithya, Aug 30, 2008 IP
  15. grabavcc.com

    grabavcc.com Peon

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    #35
    Minimum Age Required to get a CC : 21 Years
     
    grabavcc.com, Sep 1, 2008 IP
  16. Mr Goldberg

    Mr Goldberg Banned

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    #36
    UPDATE:

    After shear useless waiting,i decided to verify my PayPal using my HDFC account's NetSafe VCC.

    Now its verified and im able to do all the transactions..
    Thanks to HDFC for a great feature...
     
    Mr Goldberg, Sep 2, 2008 IP
  17. agnivo007

    agnivo007 Peon

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    #37
    Yea, netsafe helps a lot. Even I'm waiting eagerly for HDFC card through standard paperwork and procedure.
     
    agnivo007, Sep 2, 2008 IP
    chandan123 likes this.
  18. chandan123

    chandan123 Prominent Member

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    #38
    when you applied :) ?
     
    chandan123, Sep 2, 2008 IP
  19. cucumber

    cucumber Peon

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    #39
    Do you have a visa Debit card?
     
    cucumber, Sep 17, 2008 IP
  20. Mr Goldberg

    Mr Goldberg Banned

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    #40
    yes HDFC VISA GOLD DEBIT CARD
     
    Mr Goldberg, Sep 18, 2008 IP