Being poor is a state of mind. Ever read Think and Grow Rich? Well if not, read it. Those who have a mindset of poverty will always live in poverty.
Listen to all that corny and cliché stuff that authority figures have been pushing down your throat since you were five. Keep your nose clean, work hard, get an education, and then live happily ever after. Seems to be working for me as of now and I grew up in the slum, on the poor side of town, and went to school in the projects. I currently go to college, work a part-time job, and make a few bucks off the internet. I am looking long term, rather then working at wal-mart stocking shelve (path my friends took) because my online business was unsuccessful due to my lack of experience and education. But only you can prevent forest fires!
If you have a site concept u think can make big money with top ten rankings let me know and we can go partners in it. I have an seo that can get top 10 rankings for almost any keyword. We just never did an ecommerce site yet.
Nothign wrong with be being poor. Or not having a lot of money. You should be happy with what you have.