i just got my check today but i have important question ? help me??

Discussion in 'Payments' started by mandoleen, Jul 1, 2006.

0
  1. #1
    i just have my check today but i amazing about what bank to use

    i dont know what is the fast one

    HSBC or CItybank or CIB bank ???

    help me fast

    and also how much it take to cleare the check ??
     
    mandoleen, Jul 1, 2006 IP
  2. Mong

    Mong ↓↘→ horsePower

    Messages:
    4,789
    Likes Received:
    734
    Best Answers:
    0
    Trophy Points:
    235
    #2
    I go with HSBC and it takes 3 days (max).
     
    Mong, Jul 1, 2006 IP
  3. amitpatel_3001

    amitpatel_3001 Results Follow Patience

    Messages:
    14,074
    Likes Received:
    1,178
    Best Answers:
    0
    Trophy Points:
    430
    #3
    Since the cheque comes from citibank to me, i always go for citibank only :)
     
    amitpatel_3001, Jul 1, 2006 IP
  4. anurag_online

    anurag_online Well-Known Member

    Messages:
    1,520
    Likes Received:
    66
    Best Answers:
    0
    Trophy Points:
    160
    #4
    Choose any of the given below

    HSBC : three days
    ICICI : 2 days
    HDFC : 5 days
    Local country (govt banks) 5-20 days

    Now chosoe yours option
     
    anurag_online, Jul 1, 2006 IP
  5. anurag_online

    anurag_online Well-Known Member

    Messages:
    1,520
    Likes Received:
    66
    Best Answers:
    0
    Trophy Points:
    160
    #5
    Amit Bhai citibank's minimum account balance is very high :(
     
    anurag_online, Jul 1, 2006 IP
  6. Smyrl

    Smyrl Tomato Republic Staff

    Messages:
    13,740
    Likes Received:
    1,702
    Best Answers:
    78
    Trophy Points:
    510
    #6
    It always pays to shop around for a bank.

    If you are wanting to set up a checking account see if you can find a bank that offers free checking. You have to watch to see if there are minimums you have to keep in account to receive the free checking option.

    If you do not have an account with a bank they may charge you fees to cash check there. Amit's suggestion is a good one if you do not already have a bank account and are able to use same bank on which check is written.

    Congratulations on your first check.
     
    Smyrl, Jul 1, 2006 IP
  7. amitpatel_3001

    amitpatel_3001 Results Follow Patience

    Messages:
    14,074
    Likes Received:
    1,178
    Best Answers:
    0
    Trophy Points:
    430
    #7
    Local Govt banks also take me 3 days , because the adsense cheque is sent in local currency which you select in adsense account.
    and G sends the cheque to Indians via Citibank cheque cleared in any local branch if you have citibank branch in that city.

    I personally deposit in a govt(nationalised)bank which clears the amount in 3days. :cool:

    There is no differance if you deposit in Govt or private bank till the cheque currency is local currency.
     
    amitpatel_3001, Jul 1, 2006 IP
  8. digitman2006

    digitman2006 Peon

    Messages:
    6
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #8
    one question do we have to sign at back of check (at endorsment by payee) before submitting check to bank .(ya i had asked earlier but want to confirm)
     
    digitman2006, Jul 1, 2006 IP
  9. Smyrl

    Smyrl Tomato Republic Staff

    Messages:
    13,740
    Likes Received:
    1,702
    Best Answers:
    78
    Trophy Points:
    510
    #9
    In the states you have to sign back of check. You probably will be asked for ID as well if you don't have an account with the bank.
     
    Smyrl, Jul 1, 2006 IP