I have just been phished - Got some details of scammer, BE CAREFUL while banking o/l

Discussion in 'General Chat' started by proversatility, Aug 28, 2008.

  1. #1
    Hi,

    Internet is slowly turning out to be a place which requires you to be ultra careful at each and every step. This is the lesson i learnt today when i just logged in to my Axisbank account to find that someone has unathorizedly sent away INR 6000 from my account via online banking. I couldnt figure out how this could be possible until i found that i was phished by an email attack somedays ago.

    This is the email I got from .

    Security Alert:
    Dear Customer,
    Attention! Your Axis Online Banking Account has been violated!

    When signing on to Axis Online Banking, you or somebody else have
    made several failed login attempts and reached your daily limit.

    As an additional security measure, your access to Online Banking
    has been limited. This web security measure does not affect your
    phone banking or ATM banking.

    Please follow the link below to resolve this problem

    CLICK HERE TO LOGIN

    Thank You.
    Accounts Management As outlined in our User Agreement, Axis ® Bank will
    periodically send you information about site changes and enhancements.
    Visit our Privacy Policy and User Agreement if you have any questions.

    Any lay man will mistake it to be a real mail since the scammer even used an email ID that looks so much corporated to AxisBank itself. (accountupdates@axisbank.com).

    Right now as i can see from my latest transactions in my account that on 28/08 , someone transferred the money to his account and I also have got his account number and branch details. Thats not even 24 hours ago.

    I need some suggestions from kind Indian DP members on board. IS it possible to get back my money if I approach my bank tommorow?. This is a clear cut case of phishing and the scammer even changed my transaction password in the bank. I am terribly frightened about the security of my funds online. Thank God , I dint keep my major funds in this bank. But still , I cant let that guy simply go away like that.

    These are the details of the guy who phished my account and transferred the funds to his own account.
    Account Name : RITESH MALHOTRA
    Account Currency : INR
    Account Type : SBA
    Account Category : SBSAL

    Branch Name: Sanganer
    Address LIC Building, Sector-8,
    Pratap Nagar,
    Tonk Road,
    Sanganer,
    Jaipur
    Rajasthan
    India .

    Please instruct me how to get my money back? Will bank support me in this case? What are the consequences that I will face ? Its very pathetic to find that there are people sitting somewhere to just engulf you hard earned money by using some cheap tricks. At the same time I would also beware all my Indian DP friends here, to never follow any link from a mail that claims to ask ur login id and pswd to bank even though how much authentic it may look like.

    I would be very grateful if I get some kind replies to sort this case and get my money back and also punish the guy who did such a terrible robbery :(
     
    proversatility, Aug 28, 2008 IP
  2. dynashox

    dynashox Premium Member Staff

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    #2
    This has nothing to do with DP. Why do you post here? :confused:
     
    dynashox, Aug 28, 2008 IP
  3. sunnymonkey

    sunnymonkey Peon

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    #3
    Just talk to your bank. We can't help here.

    Also, do Indian banks send out emails in English? Just wondering.

    Anyway, we could only guess as much as you. Speak to your bank tomorrow and take things from there. I expect they may even have a fraud / lost account department which is open 24 hours. Most banks have an emergency help line in case you need to freeze your account for these very reasons.
     
    sunnymonkey, Aug 28, 2008 IP
  4. abinesh

    abinesh Banned

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    #4
    :) Yes mate. They do send it in english.

    @ OP, Just make sure you meet the manager in person and get this sorted out. Its should be easy. Gmail always separates out phishing emails and there are plenty i receive in the name of paypal. I never click links that I receive in mails.
     
    abinesh, Aug 28, 2008 IP
  5. Hyphen

    Hyphen Well-Known Member

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    #5
    Getting phished in the year 2008 is insane.
     
    Hyphen, Aug 28, 2008 IP
  6. Business_in_2008

    Business_in_2008 Peon

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    #6
    That's like saying "getting an STD in 2008 is insane."
     
    Business_in_2008, Aug 28, 2008 IP
  7. getjimmy

    getjimmy Prominent Member

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    #7
    Never click links to any banking related sites in email,now just contact your bank and i hope they will reverse the payment.
     
    getjimmy, Aug 28, 2008 IP
  8. wisdomtool

    wisdomtool Moderator Staff

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    #8
    This is a criminal act and since it happened in your country, it will be much easier for you to report to the police computer crimes division and apprehend that scammer. Good for you to post here and warn the rest of the members.
    Phishing is a real serious problem that is getting out of control. I receive phishing emails of all kinds and I try to report whatever I can to the relevant banks.

     
    wisdomtool, Aug 28, 2008 IP
  9. Pervert-For-Life

    Pervert-For-Life Banned

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    #9
    this is really painful.... just goto your bank and also file a CASE in your local police station.... and also call CBI internet crime branch.... search google for CBI net crime brach... i am sure your bank keep details record of all the IP's and PCs that login in account and so i am sure they have all the details of the lamer who login into your account... just ask the bank to give you the info of the lamer who login into your account so you can nail him down... and also CBI will nail him down.. and if you can then call the Star News or Sansani.... and tell them how you get robbed online... aand i am sure this will bring your money back... and also you can file more case of the thief and make him pay more money for your big lose of time and all that harassment you suffer...
     
    Pervert-For-Life, Aug 29, 2008 IP
  10. sunnymonkey

    sunnymonkey Peon

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    #10
    In this case I would argue that no, it isn't. I mean, the OP clearly knows what phishing is, how it works and what has happened (if it really happened at all) and should know what these emails are like and that they should not click links, but rather type their banks address etc.

    If you know about phishing emails and what they are like and are worried about them, you wont get done by them. I get VERY good looking ones all the time, but I know not to take the chance. The same is true of STDs, we know how to prevent them and avoid them. However in the case of an STD you can't control all the factors in the same way that you can with phishing by typing the link directly.

    Anyway, hope he gets his problem resolved.
     
    sunnymonkey, Aug 29, 2008 IP
  11. godmode

    godmode Well-Known Member

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    #11
    Ignorance is a bliss. Indians apparently speak better english gramatically than average americans. :D All indian banks communicate with customers in english as well as other local indian languages. Learn a bit more before commenting.
    moving back to main topic, Go to police file a complaint.

    Go to the bank, talk to the bank manager and give him all the details of the scammer. Ask him to inquire about this transaction. Make some noise if they dont entertain you, trust me that helps :D

    good luck.
     
    godmode, Aug 29, 2008 IP
  12. chiky_cin

    chiky_cin Banned

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    #12
    talk to your bank dude...and call the other bank..u know the details.
    inform both the banks and police immediately. File an FIR at the nearest police station.
    tell the other bank to block the person;s account immediately so that he is not able to take out the money and by the name of it, the account must be genuine...as its not easy to make fake account these days.

    we are living in 2008..i hope you know...and that DP comprises of sooooo many Indians. (and we dont write in hindi) :D

    cmon guys, we gotta help him...i hope this doesnt happen to you...but if it does, you'd also be posting a thread here.
     
    chiky_cin, Aug 29, 2008 IP
  13. rush123456

    rush123456 Active Member

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    #13
    I am very sorry that you dont know this. Any bank in this world will not send you a passoword via email or will ask you to send via email.
     
    rush123456, Aug 29, 2008 IP
  14. wisdomtool

    wisdomtool Moderator Staff

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    #14
    Just to add to that, not just not by email, even via letter, passwords normally comes in perforated secured letters. It would be quite ridiculous to expect otherwise from banks which are traditionally conservative and extremely safe in their procedures.

     
    wisdomtool, Aug 29, 2008 IP
  15. sunnymonkey

    sunnymonkey Peon

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    #15
    I asked a question, I didn't make a statement. I asked if they write in English or Indian because I didn't know. I have my answer now so thanks, but don't assume things yourself either. I asked a question to learn.
     
    sunnymonkey, Aug 29, 2008 IP
  16. Allen91

    Allen91 Peon

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    #16
    Always good to know something happened. You never know what happen to you anyway.:eek:
     
    Allen91, Aug 29, 2008 IP
  17. Business_in_2008

    Business_in_2008 Peon

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    #17
    Well that reads all nice and everything. But I was responding to the comment made, directly, people make mistakes. It's not helping the OP by telling him "how can you let that happen" when right now he needs help, that's all my comment meant. Next time i'll just type "no matter what, shit happens" instead of making comparisons,which might not come off clear.
     
    Business_in_2008, Aug 29, 2008 IP
  18. nihangshah

    nihangshah Prominent Member

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    #18
    Forward the phishing message to the via Mozilla Phishing (Help menu in FF3), AXIS Bank, Reserve Bank, Police authorities, and almost every site you know.

    I think that will be enough...
     
    nihangshah, Aug 29, 2008 IP