HSBC ePayments Card Processing

Has anyone set this up?

I'm reading the 25 page so called integration guide and I'm finding it a struggle to get anywhere with it.

 

25? I've got 100 or so pages on Barlcays ePDQ on my desk here. Good thing is, there's a OsCommerce mod for already

 

Nice 1!

Apparently there's no MOD for the HSBC 1 available yet but I have contacted someone who has the system running but they did it through their host.

I'm supposed to set up some hash generator with Java or C first which I've no idea how to do. I think I would prefer the guide to be a little bigger as it doesnt really give step by step instructions. It just gives information on each part of the system.

 

What is HSBC's ePayment card processing system? Is this for simple small vendors or is it for larger companies?

 

It doesnt actually say but it uses 128 bit encryption. I think anyone who has a bit of experience with this wouldn't find it too difficult but this is a new field for me so I'm still learning.

This is basically the introduction to the manual:

 

I have never heard about HSBC ePayments Card Processing... I suppose this system is new, isn't it?

 

I think it's fairly new. There aren't that many people that have used it before. You need to have had an HSBC business account for 1 or 2 years before you can apply for it. The system seems as secure as a money box buried on Pluto.

I'm also getting nowhere with it but I've contacted HSBC and hopefully I'll get a clearer picture of how to install the system sooner rather than later.

 

Well, as one needs to have had an HSBC business account for 1 or 2 years before he can apply for ePayments Card Processing then I guess not too many people will be able to use it.

 

Indeed, but IMO it makes it a safer system as the system that no-one knows about is less likely to be hacked than a system which everyone knows about.

 

Yes but this service's number of potential buyers will never get close to the number of buyers who purchase from paypal or ikobo powered stores. The safer the payment system, the lower the number of purchases made to from our online stores. This is the truth, whether we like or not. Correct me if I'm wrong please.

 

As far as I know, Yahoo Paydirect has gone out of business? Am I right or not ?

 

I have a business account with HSBC. I opened it up well over a year ago after I got a DBA (Doing Business As). How did you apply for it?

 

It was the client who applied for it. He phoned his bank manager up I think.

It's a totally different system Sonia. It's strictly credit card payments. No signing up like Paypal. I doubt very much if they will go out of business being the biggest bank in the World.

 

And what about charge back? Is there a way to protect payments from cancellations?

 

This may qualify as the worst statement ever. I know you are an Ikibo representative but this is a bit ridiculous. Paypal is popular due to eBay and eBays support of what at times could be labeled as a disaster at best for individual store owners (not eBay users)

Yes Paypal has improved but it is still just an alternate to a real credit card processing company.

Ikibo doesn't even accept Mastercard so to say these two service are actually better than a major bank processor due merely to numbers is ridiculous.

They exist for auctions and hobby sites as they have very serious issues, especially Paypal and European sites. They are cheap and well worth what you pay for them but I personally would rather buy from a shop without them.

 

I'm not totally sure what your question means? Can you explain it a bit more please?

 

Sorry, I will try to explain.
What about the situation when the buyer calls “HSBC ePayments Card” for a refund? Do they cancel the transaction?

 

I am a developr writing an e-commerce solution, and have come across this from HSBC:

SecureCode support
The CPI supports the Verified by Visa (3-D Secure) and MasterCard SecureCode (UCAF) technologies.
Merchant stores will have been pre-configured with merchant participation status for these schemes.

Is it a requirement for shopping applications to have this 'merchant participation status'?

Thanks.

 

No it isn't. VBV and the MC equivalent is something relatively new and seems fairly unknown amongst shoppers. It's optional for you as a merchant to participate in.

There are excellent benefits if you do participate but I haven't investigated the costs/implementation issues. As soon as the customer uses their VBV 'pin' for instance, liability is shifted entirely to your bank so isit's a fraud, yuo want have to cough up.

With just the normal CVV verification, you should be fine for the next 18 months or so at least. At least provided you have good anti fraud systems in place because you are liable.

 

hey guys im from the uk and would like to know a little more about this, does anyone have a url they can point me to?