Like others, I've lurked for a while and thought I'd sign up. Lots of great material in this forum, in fact when searching for answers, google often brings me here I've been online for about two years, first year was wasted the second year I've learned much. Illness has prevented me from doing just about anything else, so by fate, luck of the draw or divine direction I've been led to try and develop an income for my family, 3 boys and wife. Good to be here. Scott